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Harbor Advisors Triples Their Policy Renewal Rate

How a 10-agent insurance brokerage replaced two disconnected platforms with one — and turned policy renewals from an afterthought into their biggest growth lever.

The Challenge

Harbor Advisors managed a growing book of business across life, health, and property insurance lines. AgencyBloc tracked policies and commissions, while Mailchimp sent newsletters and renewal reminders. But the disconnect between systems meant renewals slipped through the cracks.

Agents had no automated way to know which policies were expiring next month. Renewal outreach was manual and inconsistent, and cross-selling opportunities were invisible because client data lived in two separate systems.

  • Policy renewal reminders sent late or not at all
  • No cross-sell visibility across insurance lines
  • Commission tracking required manual spreadsheet reconciliation
  • Client communication history scattered across email and CRM

The Solution

Harbor Advisors migrated to Dewx in a three-week rollout, starting with their highest-value policy book and expanding across all insurance lines.

GTM Hub — Renewal Pipeline

Automated renewal tracking with 90/60/30-day reminders and agent task assignments.

Portal — Client Outreach

Unified email, SMS, and call logging in one timeline per client with renewal-triggered sequences.

OPS Hub — Commission Tracking

Automated commission calculations across carriers with split tracking and payout schedules.

Dew AI — Policy Summaries

AI-generated policy comparison summaries and renewal recommendation letters for clients.

The Results

3x

Policy renewal rate

45%

Increase in cross-sell revenue

4 hrs

Saved per agent per week

2 → 1

Tools consolidated into Dewx

Timeline

Week 1

Imported policy database, configured renewal pipelines and commission structures.

Week 2

Launched Portal communications with automated renewal sequences for top-tier clients.

Week 3

Expanded to all insurance lines; activated Dew AI policy summaries.

Month 3

Measured 3x improvement in policy renewal rates across all lines.

“We were losing clients simply because we forgot to reach out before their policies expired. Dewx now handles the entire renewal workflow automatically. Our retention tripled, and cross-selling feels natural instead of forced.”

— Patricia Nguyen, Principal Broker, Harbor Advisors

Features That Made the Difference

Renewal Pipelines

Automated 90/60/30-day renewal tracking and outreach.

Unified Client Inbox

Email, SMS, and calls in one timeline per client.

Commission Automation

Multi-carrier commission tracking with split payouts.

AI Policy Summaries

Generate client-ready policy comparisons instantly.

Compliance Tracking

License renewals and CE credit reminders for agents.

Agent Performance

Book-of-business dashboards and renewal rate tracking.

Ready to Boost Your Renewal Rates?

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