Dewx Finance Hub: B2B Financial Operations Built for Growing SMBs
Managing finances as a growing SMB is a balancing act. You need professional-grade tools for invoicing, vendor payments, and bookkeeping, but you do not need the complexity (or the price tag) of enterprise accounting software. That is exactly why we built the Dewx Finance Hub.
Part of the Dewx OPS Hub, the Finance Hub brings B2B financial operations into the same platform where you already manage your sales pipeline, customer relationships, and team workflows. No more toggling between QuickBooks and your CRM. No more manually reconciling data across disconnected systems. Everything lives in one place, powered by AI that actually understands your business context.
In this post, we will walk through every major feature of the Finance Hub, explain why it matters for B2B operations specifically, and show you how it fits into the broader Dewx ecosystem.
Key Takeaways
- All-in-one B2B finance: Invoicing, batch payments, vendor management, chart of accounts, and journal entries in a single platform - no separate accounting subscription required.
- Built for B2B workflows: Native support for Net 30/60 payment terms, credit management, and multi-vendor batch processing that consumer-focused tools simply do not offer.
- CRM-connected finances: Deals flow directly into invoices, invoices into payment tracking, and payment data back into customer profiles - zero manual data entry.
- AI-powered operations: Dew, the built-in AI assistant, can generate invoices, check outstanding balances, categorize expenses, and run financial reports on command.
- SMB pricing that makes sense: Finance tools are included as part of the Dewx platform, eliminating the $30-80/month you would spend on standalone accounting software.
The Problem with B2B Finance Tools Today
If you run a B2B company with 5 to 200 employees, your financial tooling options fall into two frustrating categories.
On one side, you have consumer-grade accounting software like QuickBooks Online or Xero. They handle basic invoicing and expense tracking, but they were designed for freelancers and small retail businesses. The moment you need batch payment processing, custom payment terms across multiple vendor relationships, or credit limit management for your B2B customers, you start hitting walls. You end up building workarounds in spreadsheets, which defeats the purpose of having software in the first place.
On the other side, you have enterprise ERP systems like NetSuite or SAP. These tools handle every possible financial scenario, but they cost tens of thousands of dollars per year, take months to implement, and require dedicated administrators. For a 30-person company, that is overkill.
The Dewx Finance Hub sits in the space between these two extremes. It gives you the B2B-specific features you actually need - batch payments, payment terms, vendor management, proper double-entry bookkeeping - without the enterprise complexity or price point.
And because it is part of the broader Dewx platform, your financial data is natively connected to your CRM, your team inbox, and your operational workflows. That connection is where the real efficiency gains happen.
Feature Deep Dive
1. Batch Payments with Approval Workflows
Processing vendor payments one at a time is tedious and error-prone. The Finance Hub lets you group multiple vendor payments into a single batch, review them together, and process them through a configurable approval workflow before anything goes out the door.
Here is how it works in practice. Your accounts payable person collects all the bills due this week, selects the vendors and amounts, and submits the batch. A manager (or multiple approvers, depending on your workflow configuration) reviews the batch, approves or rejects individual line items, and releases the payment. Every step is logged with timestamps and user attribution.
This matters for B2B specifically because vendor payment cycles are a core part of your business relationships. Late payments damage trust. Duplicate payments waste cash. Batch processing with approvals solves both problems systematically.
2. Flexible Payment Terms
B2B transactions rarely happen on the spot. Your customers expect Net 30. Your key vendors might negotiate Net 60. Some relationships have custom terms based on volume commitments or long-standing partnerships.
The Finance Hub supports all of these natively. When you create an invoice or record a bill, you assign payment terms. The system then tracks due dates, calculates aging, and flags overdue items automatically. You can set up standard terms (Net 15, Net 30, Net 45, Net 60) or create fully custom terms for specific relationships.
This is one of the areas where consumer accounting tools fall short. They treat payment terms as a static label on an invoice. Dewx treats them as an active part of your financial workflow, with automated reminders, aging reports, and integration into your customer and vendor profiles.
3. Vendor Management
Your vendors are business partners, and managing those relationships requires more than a list of names and bank details. The Finance Hub provides a complete vendor management system that tracks payment history, outstanding balances, contact information, tax documents, and communication history.
Each vendor profile shows you a clear picture: how much you have paid them this year, what bills are currently outstanding, what their average payment cycle looks like, and whether any payments are overdue. When it is time for vendor negotiations or annual reviews, you have the data you need at your fingertips instead of buried in a filing cabinet or scattered across email threads.
Because vendors live in the same platform as your CRM contacts, you can also track cases where a vendor is simultaneously a customer - a common scenario in B2B ecosystems.
4. Chart of Accounts
Proper accounting starts with a proper chart of accounts. But setting one up from scratch, especially if you do not have an accounting background, can be intimidating.
The Finance Hub ships with a standard chart of accounts structure that follows generally accepted accounting principles. Assets, liabilities, equity, revenue, and expenses are all pre-configured with the most common sub-accounts for B2B operations. You can use it as-is for a solid foundation, or customize it to match your specific business structure.
This means you do not need to hire a bookkeeper just to set up your accounting system. You get a professionally structured chart of accounts on day one, and your accountant or CPA will recognize the structure immediately when tax season arrives.
5. Journal Entries and Double-Entry Bookkeeping
If you have ever tried to do proper accounting in a tool that only tracks "money in" and "money out," you know how quickly things get messy. The Finance Hub implements real double-entry bookkeeping through journal entries.
Every financial transaction creates a journal entry with balanced debits and credits. When you send an invoice, the system debits accounts receivable and credits revenue. When you receive payment, it debits cash and credits accounts receivable. This is not optional or hidden - it is the foundation of how the system works.
For business owners who are not accountants, this happens automatically behind the scenes. You create invoices, record payments, and categorize expenses. The system handles the journal entries. For those who want more control (or whose accountants want direct access), manual journal entries are fully supported with the ability to attach notes and supporting documents.
6. Credit Management
Extending credit to B2B customers is standard practice, but it requires careful tracking. The Finance Hub lets you set credit limits for each customer, monitor their current balance against that limit, and get alerts when customers approach or exceed their approved credit.
When your sales team closes a deal in the Dewx CRM, the system can automatically check the customer's credit status before an invoice is generated. If the customer is over their limit, the deal gets flagged for finance review. This kind of cross-functional automation is only possible when your finance tools and CRM live in the same platform.
7. Expense Categories and Tracking
Every business expense needs a category, both for internal reporting and for tax compliance. The Finance Hub provides a flexible expense categorization system that lets you organize spending by type, department, project, or any custom dimension that matters to your business.
Expense categories map directly to your chart of accounts, so every categorized expense automatically flows into the correct account for your financial statements. You set up the mapping once, and from then on, expense tracking and bookkeeping are the same action.
8. Invoice and Bill Management
This is the day-to-day workhorse of B2B finance. The Finance Hub handles both sides of the transaction: invoices you send to customers, and bills you receive from vendors.
For invoices, you can create professional documents from scratch or generate them directly from closed deals in your CRM pipeline. Invoices support line items from your products and services catalog, automatic tax calculations, payment terms, and custom notes. You can send invoices directly from the platform and track when they are viewed, paid, or overdue.
For bills, you can record incoming invoices from vendors, match them against purchase orders, schedule them for batch payment, and track payment status. The system maintains a clear audit trail from bill receipt to payment completion.
9. Products and Services Catalog
Your catalog is the bridge between what you sell and how you bill for it. The Finance Hub lets you maintain a centralized list of your products and services with pricing, descriptions, tax codes, and accounting categories.
When creating an invoice, you pull items from the catalog instead of typing them manually each time. This ensures consistency in naming, pricing, and categorization across all your financial documents. When you update a price in the catalog, future invoices reflect the change automatically.
The catalog also connects to your sales pipeline, so your team always quotes accurate, up-to-date pricing.
The AI Advantage: Dew as Your Finance Assistant
Every feature described above becomes more powerful when you add AI to the equation. Dew, the built-in AI assistant in Dewx, understands your financial data and can act on it through natural language commands.
Need an invoice? Tell Dew: "Create an invoice for Acme Corp for the Q1 consulting engagement, Net 30 terms." Dew pulls the customer details from your CRM, the service pricing from your catalog, applies the correct payment terms, and generates the invoice for your review.
Want a quick status check? Ask Dew: "What is our total outstanding receivables over 60 days?" You get an instant answer without opening a single report.
Running month-end close? Dew can categorize unclassified expenses, flag unusual transactions for review, and generate summary reports - all through conversation. It is not replacing your accountant. It is eliminating the repetitive data entry and report generation that eats up hours every month.
Why This Matters for Your Bottom Line
Let us talk numbers. A typical SMB running QuickBooks Online Plus pays $50 per month. Add payroll, and it jumps to $130 or more. Xero's Growing plan runs $42 per month. These are just the base costs - add-ons for multi-currency, advanced reporting, or additional users push the total higher.
With Dewx, financial operations are included as part of your platform subscription. You are not paying separately for accounting software, CRM, team communication, and project management. It is one platform, one subscription, one login.
But the real savings come from integration. When your finance tools are disconnected from your CRM, someone has to manually transfer deal information into invoices, update customer records when payments arrive, and reconcile data across systems. That manual work costs hours every week - hours that compound into real money over the course of a year.
The Dewx Finance Hub eliminates that friction entirely. A deal closes in your pipeline, and an invoice is ready to send. A payment arrives, and the customer's account updates automatically. Your financial reports reflect real-time data from every part of your business. That is the advantage of an integrated platform.
Frequently Asked Questions
Can I migrate my existing data from QuickBooks or Xero? Yes. Dewx supports importing your chart of accounts, customer and vendor lists, product catalogs, and historical transaction data from major accounting platforms. The import process maps your existing account structure to the Finance Hub format, and our support team can assist with complex migrations to ensure nothing gets lost in translation.
Do I still need an accountant or bookkeeper? The Finance Hub handles day-to-day bookkeeping automatically through double-entry journal entries and proper account categorization. For most SMBs, this significantly reduces the hours your accountant needs to spend on data entry and reconciliation. However, we still recommend working with a tax professional for compliance, filing, and strategic financial planning. The good news is that your accountant will find a clean, well-structured set of books waiting for them.
How does credit management integrate with the sales process? When a salesperson moves a deal toward closing in the Dewx CRM, the system automatically checks the customer's credit status in the Finance Hub. If the customer has available credit, the process continues smoothly. If they are near or over their limit, the deal gets flagged and routed to your finance team for review before invoicing. This prevents the common problem of sales teams closing deals that finance later has to chase for payment.
Is the Finance Hub suitable for businesses with international vendors? The Finance Hub supports multi-currency transactions, allowing you to invoice customers and pay vendors in their local currencies. Exchange rates can be set manually or updated automatically based on market rates. Each transaction records both the foreign currency amount and your home currency equivalent, keeping your books accurate regardless of where your business partners are located.
Get Started with Dewx Finance Hub
Ready to consolidate your B2B financial operations into a platform that actually connects to the rest of your business? The Finance Hub is available now as part of the Dewx OPS Hub.
Start your free trial today and see how integrated finance tools change the way you run your business. No credit card required, no complex setup, and no separate accounting subscription to manage.
Already using Dewx for CRM or team collaboration? The Finance Hub is ready to activate in your workspace. Talk to our team to get a walkthrough tailored to your specific financial workflows.
The Dewx Finance Hub is part of our commitment to building the all-in-one operating system for growing B2B companies. Every feature is designed to work together, so you spend less time switching between tools and more time growing your business.